October 17, 2025 — STRATMOR Group, a leading consulting and research firm in the mortgage industry, today released a new white paper, “Mortgage Banking Accounting and Reporting at Banks”, providing an in-depth look at the unique accounting and reporting challenges faced by banks with mortgage operations.
The white paper emphasizes that traditional banking financial management systems are often not equipped to handle the transaction-based, high-volume, and cyclical nature of mortgage banking. Bank-owned mortgage entities must manage complex loan-level data, investor reporting, warehouse reconciliations, and secondary market activity, all of which require specialized accounting workflows and robust reporting capabilities.
Key insights from the white paper include:
This white paper is intended for banking executives, finance leaders, and operations professionals seeking to improve accuracy, efficiency, and strategic insight in mortgage banking operations. By understanding the challenges and adopting modern approaches, banks can better position themselves to manage risk, enhance reporting, and optimize performance.
The white paper is available for download here: https://www.stratmorgroup.com/wp-content/uploads/MortgageBankingAccountingAndReportingAtBanks_STRATMOR_September2025.pdf
STRATMOR Group is a premier consulting and research firm serving the mortgage industry. The firm provides insights, analysis, and advisory services to help mortgage banks, lenders, and financial institutions improve operations, performance, and profitability.
