Mortgage Accounting Best Practices Blog

Meet Luna: The AI Teammate Now Built Into Loan Vision

Every mortgage accounting team has that one person who knows how everything works. Meet Luna - the AI teammate built into Loan Vision that gives everyone instant, expert answers, 24/7.

The Mortgage CFO Playbook: 5 Strategies to Protect Profitability in Today's Market

Mortgage CFOs are facing a difficult balancing act. Production is improving in some markets, but margins remain under pressure. Executive teams expect faster answers, leaner operations, and better forecasting, all while finance departments are being asked to accomplish more with the same resources.

A Look Inside the HMDA Data: Nonbanks Extend Lead as Refis Return

Technology + Innovation in Mortgage Post-Closing: Why Efficiency Matters More Than Ever

Independent mortgage banks are operating in an environment defined by compressed margins, elevated cost per loan, and constrained liquidity. While sales and originations often dominate strategic conversations, post-closing and funding operations have quietly become one of the most decisive levers for protecting profitability. The lenders that recognize this and modernize accordingly are the ones already creating separation in a crowded market.

5 Mortgage Accounting Gaps Costing Banks Up to $850K a Year

For banks with mortgage divisions, profitability pressure is coming from every direction. Margins are tight. Costs are rising. Operational complexity is not going away.

Increase Profitability by 15-20 Basis Points by Increasing Pull-Through

The latest HMDA data makes the scale of the fallout problem impossible to ignore. Industry‑wide, lenders took about 6.9 million RESPA applications representing roughly $2.5 trillion in requested mortgage credit, yet only about 4.6 million loans and $1.7 trillion in volume actually funded—meaning just 59% of applications converted to closed loans, barely six in ten.