Funding and sold data has to be manually entered and reconciled between your LOS and accounting platform — the same information typed twice, with two chances to get it wrong.
Confirming that every dollar drawn against a warehouse line is tied to the right loan — and that it's been paid off correctly at sale — means manually cross-referencing bank activity against loan records.
Fixing a posted loan transaction in a system not built for mortgage accounting often means deleting and re-entering — losing the original record instead of preserving it.
The window between funding and sale to an investor means tracking borrower payments, escrow, and interest — often in a system that doesn't talk to your general ledger.
Loan Import & Funding
Bring loan data in automatically. Let the system do the rest.
Loan Vision imports loan data, at multiple milestones, directly from your loan origination system export files, validates it against your business rules, and creates the accounting documents that drive every downstream transaction.
Configurable import mapping
Define exactly how fields in your LOS map to Loan Vision, with support for API, XML, and delimited file formats — built once per LOS, reused for every import after that.
Validation before posting
Imported data is checked against your business rules in a staging area before any document is created — so errors get caught and corrected before they ever touch the general ledger.
Fully automated processing
Configure imports to run unattended — importing, validating, creating loan cards, generating documents, and posting, all without a person initiating each step.
Configurable accounting treatment
Define which G/L accounts get debited and credited when a funded or sold document posts, with support for different treatments by loan type or investor.
Loan data enters your accounting system once, correctly, instead of being typed by hand and double-checked by a second person.
Loan Card & Configuration
One record that follows the loan everywhere.
The loan card is the central record every other module references — borrower details, key dates, investor assignment, and the custom fields specific to how your organization tracks loans.
Complete loan record
Borrower details, loan amounts, key dates (application, closing, funding, sold), property information, investor assignment, dimension codes, servicing terms, and commission data all live on a single record.
Custom field configuration
Add user-defined fields to the loan card beyond the standard set, supporting whatever loan-level data points your business needs to track that aren't covered out of the box.
Single point of reference
Every other module — funding, servicing, commissions, reporting — references the same loan card, so updates and corrections in one place are reflected everywhere that loan is referenced.
No more reconciling loan details across multiple systems or spreadsheets — there's one record, and everything else points back to it.
Funded & Sold Transactions
From funding to investor sale, with a complete audit trail at every step.
Funded and sold documents are the accounting backbone of Loan Vision — created from your import, reviewed before posting, and fully reversible without breaking your audit trail.
Two-stage document lifecycle
Documents are created in an unposted state for review, then posted to generate permanent G/L entries, customer ledger entries, and bank entries — giving your team a checkpoint before anything becomes final.
Configurable processing schemas
Define the exact debit and credit distribution a transaction generates when posted, with support for multiple schemas across different loan types, investors, or products.
Clean reversal of posted transactions
Void a posted document and Loan Vision creates an offsetting entry automatically — preserving the original record and the correction as a complete audit trail, instead of deleting history.
Every funded and sold loan has a complete, traceable accounting record from the moment it posts through any later correction.
Warehouse Line Management
Know exactly what's drawn, what's owed, and what's been paid off — by loan.
Warehouse lines are tracked as master records tied directly to the loans funded against them, giving you transaction-level visibility into your warehouse facilities rather than a single bank balance.
Warehouse line master records
Each warehouse facility is set up as its own record, typically tied to a specific bank account, with funding activity tracked against it loan by loan.
Warehouse-level reconciliation
Because every draw and payoff ties back to a specific loan, reconciling a warehouse line against bank activity means confirming loan-level detail, not just a single balance.
Warehouse-level reporting
See funding activity, outstanding balances, and payoff status by warehouse line, supporting the kind of facility-level visibility your warehouse lenders expect.
Warehouse reconciliation becomes a loan-by-loan confirmation instead of a manual reconstruction of bank activity.
Interim Servicing
Manage the window between funding and sale without a separate system.
From the moment a loan funds until it's sold to an investor, Loan Vision tracks principal, interest, and escrow, applies borrower payments, and generates the documentation your borrowers and the IRS require.
Monthly servicing worksheets
Retrieve eligible loans, calculate principal, interest, and escrow, and generate servicing documents for the period — all from a single monthly workspace.
Escrow tracking by type
Map individual escrow categories — property tax, hazard insurance, flood insurance, mortgage insurance — to specific G/L accounts for detailed, type-level tracking rather than a single escrow balance.
Borrower payment application
Apply incoming borrower payments directly against servicing documents, with late fee calculation available for overdue accounts.
Specialized servicing scenarios
Support for construction loan draw schedules and temporary interest rate buydowns — servicing scenarios that fall outside standard P&I tracking.
The interim servicing window is tracked in the same system as the rest of the loan's accounting — not handed off to a separate servicing platform that has to be reconciled back.
